A good maximum return on investment tip is to start with the basics of investment and setting a goal to further your plans. When investing money, you are either buying a portion of company funds or a commodity with a belief that the value of the fund will grow over a certain period.

The rise in the general prices of the commodity coupled with low returns on several fixed government bonds has prompted many investors to take refuge in the stock market for earning higher returns. In the next section, you will learn about the various investment options you can put your money in to earn maximized returns from your invested dollars.

1. Investing in stock market
The most beneficial thing for an investor to earn maximum returns on their investment is to put their money in the stock market. Owning a stock of a company is probably the safest deal to start with as you will invest in only a small portion of a particular stock. If the prices of the shares go up you will earn dividends based on the number of shares of the stock you own. Investing in stocks is also beneficial as you will be able to hold on to them and sell them later to earn profits.

2. Investment bonds
When you are purchasing a bond, you are lending money to a company or the government while you can earn foreign bonds as well. The government or company who is selling you the bond will pay you interest on it, over and above the duration of the cycle of the bond. Bonds are much riskier propositions to invest than stocks and are much more preferred by high-risk investors.

3. Mutual funds
Mutual funds help you to buy a bundle of stocks rather than a single stock and are managed by a mutual fund manager. The mutual fund manager typically charges a fee from investors for managing their funds and this poses a difficulty in beating the markets as the fees charged increase with time.

4. Certificate of deposit
A certificate of deposit lets you deposit your money for a specific period and the investors are guaranteed a return irrespective of fluctuation in interest rates. This is a very unique maximum return of investment tip as the government acts as a guarantor of your loss and the financial institution also pays you an interest on top of your money invested.

5. Treasury inflation-protected securities
The US Treasury offers several low-risk Treasury Inflation Protection Securities (TIPS) and this is an ideal investment platform for investors with low financing options. These bonds come with two methods of growth namely a fixed rate of interest and built-in inflation protection that is guaranteed by the government.

The best low-key investment options let you earn nominal interest on your money while offering you minimum risks. Don’t forget to go through these investment portfolios as they will be your safety net during your retirement. It is advisable to speak with a qualified advisor on the further course of action regarding your investment.